Do You Need:

• To generate cash flow?
• Find funding solutions for your business?
• Lines of credit?
• To finance equipment?
• Business financing?
• A commercial real estate loan?
• Account receivable loans?

Your Business Credit Building and Funding Solutions Can Be Found With Credit Wise Advisors"Many entrepreneurs and small to medium size business owners do not know where to go when traditional banks cannot fund their loan requests to start up, expand their businesses or better manage cash flow."

Credit Wise Advisors knows and wants to share. We are business owners just like you! We have made ALL the same mistakes just about every business owner makes when trying to generate cash flow. We found a solution that works. Most accountants don't know about this, most lawyers don't know about it and business schools don't even teach it.

You may even be asking, "Why didn’t anyone tell me about this before?" That’s easy. Because the banks and credit card companies can make a lot more money by keeping you in the dark. Our goal is to help you make MORE money — not spend more!

Either give MaryEllen DiGiacomo a call at 201-917-5782 or fill out the form and request one of our Advisors to call you. I dare say it may even be the most important thing you do for your business." - Mark Kane, CEO and Founder of Credit Wise Advisors

A Proven System for Financial CredibilityToday there are approximately 26.5 million small businesses in the United States – and over 92% of these businesses leverage personal credit and business credit in their business. Investment capital and trade credit is the lifeblood of a business and as a result small businesses are dependent on their personal credit score! “The dependency on personal credit is the primary factor of why most small businesses fail.”

• 92% of ALL businesses mix personal and business credit
• 50% of businesses fail in the first 3 years due to lack of access to capital

Most banks and business lending institutions have a 20 item check list that they look at before they ever get to look at your financials.

Did you know to be approved for business financing your business needs...

• 1. Strong business credit scores with all 3-business credit agencies.
• 2. A business bank account that has at least a low 5-bank rating.
• 3. Articles of Incorporation or LLC formation current in your State.
• 4. Your business legal name needs to be found in the 411 Directory.

And there are 16 more that you will not have to worry about because they are all covered in Step 1 of our comprehensive system.


Getting your business into compliance for almost all business lenders is easy if you know what you are doing. You will know exactly what to do. We have created the most comprehensive system that will assist you in making sure that you have all 20 items completed before you apply for business financing. We will guide you step by step to become lender compliant and building strong business credit scores with Dun & Bradstreet, Experian, and Equifax. Then we help your business obtain the financing it needs to succeed.


Don’t Delay Any Longer ...Key Mistakes Business Owners Make in Funding Their own Business.

• Not building business and financial credibility
• Contaminating personal credit and business credit
• Investing personal credit and cash into the business without reporting to credit agencies
• Using personal credit cards, cash, line of credit, etc. to pay business expenses
• Spending money on vendors without building trade credit lines
• Creating personal liability by pledging personal assets and not utilizing corporate credit
• Not paying your bills on time
• Managing credit as a liability vs. a credit asset

The dependency on personal credit is the primary factor of why most small businesses fail.Don't be a statistic. When you work with Credit Wise Advisors, you will get a comprehensive step-by-step system that is your complete business finance solution, ensuring you a stable business.

Do You Worry About:

• How you're going to pay the bills that keep piling up?
• Losing your house because your business might fail?
• The credit card companies lowering your credit limit, cutting off your ability to buy the things you need?
• Sleeping at night because you're too stressed about your business?

Then You Need Business Credit and Here's Why#1 Access to Funding and Managing Cash Flow.

This is the single biggest concern for business owners. By establishing and building a Business Credit Asset™, businesses can access new funding sources to ensure positive cash flow.

#2 Secure New Financing Options.

A strong business credit file can be the difference between receiving funds or not. Approval for most small business loan decisions under $90,000 happens automatically, often relying on one thing - your business credit file and score.

#3 Get the Best Credit Terms.

Your business credit score will likely result in better credit card and loan interest rates. For businesses with weak credit scores, banks and lending institutions may increase loan interest rates from 7%-12% and credit card interest rates from 8% to 18%.

#4 Reduce Expenses and improve cash flow by reducing:

• Financing Costs
  
• Insurance Premiums
• Rental Terms
• Credit Card Rates
• Vendor and Supplier Terms

#5 Peace of Mind.

Protect your personal assets and reduce your personal liability by creating a separate corporate entity and business credit. Establishing your business credit asset only strengthens this liability protection.

As a business owner I know the challenges that can affect small business especially when it comes to funding.  I have found the perfect solution for everyone from start ups to large experienced companies.  The banks don't want to give you credit unless you sign personally for the loan or financing.  Well there is a way for you to obtain that financing without signing your life away.  We help you build your business credit which allows the business to stand on its own for financing.  Imagine the peace of mind knowing that if the bottom should ever fall out from your business your personal assets are safe.  Call us and rest easy.  I promise you will thank us like the thousands of other business owners we have helped over the years.